If you have faithfully paid your insurance premiums and maintained good standing with your insurer, only to have a claim denied, it’s normal to feel confused and angry as you try to sort out your rights. If you have tried amicably to work with your insurance company and feel like you’re hitting a wall, it might be time to secure legal representation to move the process along and get you a fair settlement. If you are the victim of bad faith insurance practices where your insurance company failed to settle a claim against you, you may be able to bring a case against the insurer for the full claim amount, plus additional compensation.